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Introduction to Mortgages pt 5 of 5 [Rich Credit Debt Loan]
Jun 20th
This is part five in a five part series on what you need to know about mortgages before you buy a home. The housing market is an interesting beast, because it comes and goes, rises and falls, allows some people to flourish and brings others to ruins. If you want to understand how the housing market works, you should begin with an introduction to mortgages
This is part five in a five part series on what you need to know about mortgages before you buy a home. The housing market is an interesting beast, because it comes and goes, rises and More >
Be featured in the 1st ever edition of Rich Money Habits Blog Carnival [Rich Money Habits]
Jun 20th
Today, we are launching the first ever edition of Rich Money Habits Blog Carnival . This edition is now accepting submission of the best money stories and articles showcasing money habits that make people rich through personal finance, business, investing, stocks, mutual funds, bonds, real-estate, internet marketing, and more.
Today, we are launching the first ever edition of Rich Money Habits Blog Carnival.
This edition is now accepting submission of the best money stories and articles showcasing money habits that make people rich through personal finance, business, investing, stocks, mutual funds, bonds, real-estate, internet marketing, and more.
Submission of entries is until More >
How To Donate To The Haiti Earthquake Relief Effort [Amateur Asset Allocator]
Jun 20th
As all of you no doubt have heard already, a massive Earthquake struck the poverty-stricken island nation of Haiti on Tuesday, killing tens (if not hundreds) of thousands of people and leaving many more homeless. According to the U.S. Geological Survey , there have been at least two major aftershocks in the area since the disastrous 7.0 earthquake, one 5.9 on Tuesday and one 5.8 on Wednesday, wreaking further havoc. There are probably a few lessor aftershocks still to come. While a 5.8 earthquake is an order of magnitude less severe than a 7.0, keep in mind that some buildings More >
Investing 101: Stocks Vs Bonds [Amateur Asset Allocator]
Jun 20th
Understanding the difference between stocks and bonds is essential to making intelligent investment decisions, since these two asset classes for the core of any prudent asset allocation plan.
Understanding the difference between stocks and bonds is essential to making intelligent investment decisions, since these two asset classes for the core of any prudent asset allocation plan. Both can be profitable investments (and most investors should own both), and each has their own specific associated risks.
Stocks 101Stocks give their investors part ownership of a company. Stockholders benefit from company profits and have a greater potential to appreciate in price than do bonds; More >
Top Three Current Giveaways [The UpSide of Money]
Jun 20th
Giveaway #1: MoneyCrashers January Extragavanza MoneyCrashers.com has put on a very ambitious giveaway this January.
Giveaway #1: MoneyCrashers January Extragavanza MoneyCrashers.com has put on a very ambitious giveaway this January. They partnered with finance companies and PF bloggers to give away (at last count) over $7,900 in prizes – including $2095 in cash, Apple iPods, Amazon Kindles and gift cards, and a whole bunch of finance books, among other things. To enter: –REQUIRED: Sign up for the MoneyCrashers email list (free). After the contest, you can opt out of getting the weekly email, but you have to stay on for the duration More >
Younger Investors Becoming More Risk Averse than Older Investors [Steadfast Finances]
Jun 20th
Some interesting, perhaps troubling, results from the Merrill Lynch Quarterly Affluent Insights Survey this morning.
Some interesting, perhaps troubling, results from the Merrill Lynch Quarterly Affluent Insights Survey this morning.
Younger investors are more risk averse than older investors. Those in their 20s and 30s are more risk averse than the 40s and 50s demographic because they been burned twice in the last decade.
Older investors are more concerned about inflation, where younger investors aren’t as concerned because they haven’t experienced it [inflation] yet.
I don’t particularly find these findings all that surprising because:
- I’m a late Gen X’er and I get a bitter aftertaste in More >
Introduction to Mortgages pt 3 of 5 [Rich Credit Debt Loan]
Jun 20th
This is part three in a five part series on what you need to know about mortgages before you buy a home.
This is part three in a five part series on what you need to know about mortgages before you buy a home. The housing market is an interesting beast, because it comes and goes, rises and falls, allows some people to flourish and brings others to ruins. If you want to understand how the housing market works, you should begin with an introduction to mortgages.
Mortgage TypesThere are a number of different mortgage types that you are More >
How To Save On Groceries [Amateur Asset Allocator]
Jun 20th
Putting food on the table is an expense that you can’t get around. Everyone has to eat! Additionally, with our increasingly busy lifestyles, many of us find we’re eating out more often or grabbing take out on the way home…that or buying pre-made meals from the grocery store, which is both far more costly and far less nutritious than a well-planned meal at home. While there is no way to eliminate the cost of groceries from your budget completely, there are a number of methods that help you pay less for them.
Putting food on the table is an expense More >
Preparing for the Unexpected Financially [Rich Credit Debt Loan]
Jun 20th
While many people do not like to talk about the idea of unemployment, being unemployed is a very real concept that can also become very damaging very quickly for anyone who is not adequately prepared. Due to poor planning and the natural process of denial, many people who were unemployed find themselves dealing with a severe financial struggle that they cannot dig their way out of
While many people do not like to talk about the idea of unemployment, being unemployed is a very real concept that can also become very damaging very quickly for anyone who is not adequately prepared. More >
How Much Money Do You Really Make? [Passive Family Income]
Jun 20th
Do you still hold down a full time job that earns you active income ?
Do you still hold down a full time job that earns you active income? If so, how much do you actually earn per hour for the time you spend? If you are paid on an hourly basis, then you probably already have a good grasp at how much per hour you are bringing in. But what about those of us who are paid on a salaried basis?
Since most salaried employees don’t get paid any extra for working overtime, the earnings per hour can fluctuate. Some More >
My Financial Goals for 2010: Get Into the Money Game [Rich Money Habits]
Jun 20th
As I’ve mentioned in one of my financial journey last year , my wife and I were pretty lucky in 2009, being able to transition back to working as an IT professional in the Philippines even in the midst of the worst recession since the Great Depression.
What is the Likelihood of Hyperinflation in 2010, 2011 or 2012? Part 3: How to Break the Cycle before Getting to Hyperinflation [PennyJobs.com]
Jun 20th
The U.S. economy is just beginning to spiral out of control as each injection of new money has to be much larger than the previous
The U.S. economy is just beginning to spiral out of control as each injection of new money has to be much larger than the previous.
The path we are on leads to hyperinflation and
Ten Tips for Post Christmas Financial Blues [Money Dashboard]
Jun 20th
Happy New Year! Like most of the UK, by now you’ve probably made and broken your new year’s resolutions, been trapped in your own home by snow, and are suffering from post-Christmas financial blues. Here’s a tip that should help you get through the rest of the winter: use what you already have. You’ll have a lot of things lying around at home that you haven’t made use of
Happy New Year! Like most of the UK, by now you’ve probably made and broken your new year’s resolutions, been trapped in your own home by snow, and are suffering from post-Christmas More >

