Insurance agencies are normally started by insurance professionals and people with experience in financial services who want to spread their wings and become entrepreneurs. However, the sad reality is that starting an insurance business, operating it, and keeping it running smoothly can be very challenging and may entail a lot of hard work, resolve, and determination.
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Insurance comes in many forms. There is health insurance, life insurance, homeowners’ insurance, renters’ insurance, and car insurance. There are also a variety of ways to buy insurance. One method that is gaining in popularity is More >
Some ideas which sound good in theory, do not measure up in practicality. For example, take one of the most significant changes to the bankruptcy code which became effective a little more than two years ago. I am referring to the changes relative to the automatic stay. The automatic stay is created by operation of law immediately upon the filing of a bankruptcy case. The stay is the most significant protection offered to a debtor when filing for bankruptcy.
Under the current law, the automatic stay is limited in the case of repeat filers. For example, if a debtor has had More >
Spyware, viruses and worms… oh my!
If you are connected to the internet, you need to make sure you get your computer set up properly if you want to avoid problems down the road.
With all the viruses, spyware and other threats on the internet today, no computer should be set up without the proper protection.
And that protection needs to be in place as soon after you hook up your new machine as possible.
The following five steps will make your computer a much harder target for threats. You still won’t be completely immune to problems, but 99% of the time the threat More >
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You may find it difficult to manage finances together when you’ve been acustom to managing your finances alone. But when you become part of a couple, many things change, and your finances are no exception! Some couples take the traditional path of blending all their money together, however today more and more couples are deciding to keep their finances separate.
What are the benefits of each way? The benefits of combining funds into one checking account includes easier record keeping, simplified money management (you hope), and less paperwork when applying for credit. In addition, the blending of finances can create a More >
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Whether you are a new entrepreneur or a more experienced business owner, taking control of your finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances and reduce the stress of business money matters.
1. Keep Your Bills in One Place
When the mail comes, make sure it goes in one place. Misplaced bills can be the cause of unwanted late fees and can damage your credit rating. Whether it’s a drawer, a box, or a file, be consistent. Size is also important. If you get a lot of mail, use an area More >
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