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Posts tagged credit
Overcoming the Get-it-now, Pay-For-It-Later Mind-Set That Has Permeated The Nations Young [Saving to Invest]
Jun 20th
This post’s title was drawn from a recent USA today article which looked at the debt issue plaguing our younger (“Y”) generation (20′s to 30′s) Interestingly, while the recession exacerbated their financial issues the cause is much more due to Generation Y’s mindset and poor personal finance habits . There were some startling statistics from the article: ~ About 37% of 18- to 29-year-olds have been underemployed or out of work during the recession , the highest share among the age group in more than three decades, according to a Pew Research Center study released in February. The unemployment rate More >
What Can I Do To Increase My Credit Score? [Amateur Asset Allocator]
Jun 20th
After losing what had previously been a good or excellent credit score, it can be a long and hard process to recover it. Make no mistake, your credit score is very important. Lenders have rules that are practically commandments as to whom they should lend
After losing what had previously been a good or excellent credit score, it can be a long and hard process to recover it. Make no mistake, your credit score is very important. Lenders have rules that are practically commandments as to whom they should lend. For instance, if a lender has a rule that states that More >
Stashing Your Cash [Rich Credit Debt Loan]
Jun 20th
If you want to access your money quickly, where do you put it? Where do you hide your emergency fund, in a cookie jar, a safe or in the bank? Knowing where to stash your cash is vitally important, and so here are some of the options that are available to you for this very purpose: 1 – Checking and Savings Accounts – Savings spend a lot of time simply sitting in checking accounts because this is often perceived to be the easiest available option.
If you want to access your money quickly, where do you put it? Where do More >
Money Hacks Carnival #114 – Hollywood Edition (Brought to You By NerdWallet Credit Card Watch) [NerdWallet]
Jun 20th
Hey guys! Welcome to the premiere of the 114th edition of Money Hacks Carnival . I’ll be your host – NerdWallet . Best Overall Carnival Post To kick things off, here are the nominees for Best Overall Carnival Post, as selected by the Academy (i.e
Hey guys! Welcome to the premiere of the 114th edition of Money Hacks Carnival. I’ll be your host – NerdWallet.
Best Overall Carnival PostTo kick things off, here are the nominees for Best Overall Carnival Post, as selected by the Academy (i.e. me). Since we’re generally centered on credit cards, I did my best to include More >
Smart Credit Card Debt [Rich Credit Debt Loan]
Jun 20th
Credit card debt is a global problem that has led many to the poorhouse. However, with smart management, credit card debt can actually be a good thing. Let’s look at how to have smart credit card debt that will help your finances instead of hurt it.
Credit card debt is a global problem that has led many to the poorhouse. However, with smart management, credit card debt can actually be a good thing. Let’s look at how to have smart credit card debt that will help your finances instead of hurt it. The premise may be a little odd to More >
Can a Bad Credit Score Make It Hard To Get or Keep a Job? [Saving to Invest]
Jun 20th
Many employers, and certainly the larger ones, use a prospective employee’s credit history as a pre-employment screening methodology to judge their character and credibility. The reasoning is that your inability to handle your financial commitments may be a sign of personal irresponsibility, which may spill over into the workplace. For example, if your monthly debt expenses are significantly higher than your take home salary, an employers may be concerned that the adverse personal finance situation may distract you from your job performance
Many employers, and certainly the larger ones, use a prospective employee’s credit history as a pre-employment screening methodology to judge More >
How To Obtain A Bad Credit Car Loan [Amateur Asset Allocator]
Jun 20th
Many car buyers with bad credit history believe that they cannot obtain an auto loan for a used car. Thus, they often restrict their search to older, cheaper vehicles that are more run down
Many car buyers with bad credit history believe that they cannot obtain an auto loan for a used car. Thus, they often restrict their search to older, cheaper vehicles that are more run down. But in fact, there are options for people with poor credit when it comes to buying a quality used car.
Bad credit used car loans are special loans offered by private lenders and some More >
Common Credit Repair Mistakes [Amateur Asset Allocator]
Jun 20th
Most people make mistakes when they try to repair their own credit. It isn’t that credit restoration is complicated or that you need to hire a credit repair company to do it for you. It’s just that you need to take the time to learn how credit repair works so that you can avoid making credit repair mistakes . Here are some common mistakes that you want to avoid! Paying Off Collection Accounts Paying off your collection accounts is a good thing – right? Most of the time, no! The reason you never want to simply pay off a collection More >
Credit Karma — Free No Strings Credit Scoring [Rich Credit Debt Loan]
Jun 20th
Never before have Americans been so interested in their credit scores, and as such, numerous sites have cropped up offering to sell them. It can get pretty expensive if you want to keep checking your score with these sites and many people discover hidden monthly fees that rack up quickly. While you can get a free copy of each one of your free reports each year, your score is rarely free
Never before have Americans been so interested in their credit scores, and as such, numerous sites have cropped up offering to sell them. It can get pretty expensive if you More >
Do You Need an Accountant? [Rich Credit Debt Loan]
Jun 20th
The average person usually tries to struggle with their finances year after year and only visits an accountant a few days before their taxes are due. By this point, it’s up to the accountant to try to piece everything together and they won’t be able to offer much help when it comes to managing your money. The fact is, most of us could use the help of an accountant or a financial planner
The average person usually tries to struggle with their finances year after year and only visits an accountant a few days before their taxes are due. By this point, More >
Consider a Premium Cash Back Rewards Credit Card From Your Broker [Saving to Invest]
Jun 20th
Nowadays, it seems that just about every large company has hopped on the credit card bandwagon by issuing their own branded card. Normally I am quite critical of this category of cards, because the rewards are usually average, at best.
Nowadays, it seems that just about every large company has hopped on the credit card bandwagon by issuing their own branded card. Normally I am quite critical of this category of cards, because the rewards are usually average, at best. However, broker affiliated credit cards to be an exception…they have higher cash back, better customer service, and the list goes on. Off More >
