Finance, cars, travel and shop TIPS
Posts tagged rate increases
Should you choose to refinance?
Jan 7th
Refinancing has become a valid option for many individuals with high interest rates on their mortgage. Refinancing is essentially a replacement loan, with a different lender and (hopefully) a lower interest rate.
So why would you choose to refinance?
You may be able to take advantage of lower interest rates.
You may also be able to extend the repayment period of your mortgage. While you will end up paying more in interest charges for this, this will reduce your monthly outgoings.
You may be able to switch from a variable rate to a fixed rate mortgage, giving you greater security in the future from More >


Home Insurance Money Saving Tips
Feb 19th
Posted by admin in Travel Tips
No comments
One of the major expenses of a home is homeowners insurance. If you have a mortgage on your home, you are probably required to carry coverage. Even if you own your home without any mortgage, you will be prudent to protect your investment. Home insurance will cover your actual home, plus your property inside, in case of an accident, theft or fire. It will also give you liability protection in case somebody is injured on your property.
Different Types of Home Insurance
If you are a landlord, and do not live in the home, you will still want to cover your structure More >